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02
Services

Six disciplines.
One advisor.

Complete financial guidance for life in Germany. Every product is offered through licensed German institutions. Every recommendation starts with your goals, not a product catalogue.

01PROTECT

Insurance Protection

Germany requires several types of insurance by law. Others are optional but practically essential. We map out exactly what you need for your situation — whether you've just arrived or you've been here for years.

Included
Liability Insurance
Household Insurance
Legal Insurance
Health Insurance
Travel & Accident
02GROW

Pension & Investment Plans

The German pension system is built for people who stay forever. Most expats contribute for years without knowing what they'll get back — or how to optimise it. We look at your full timeline: Germany today, and wherever life takes you next.

Included
Tax Benefit Plan (Pension)
Lump Sum Investment
Housing Subsidies Plan
Kids Planning
03OWN

Property & Loans

Getting a mortgage in Germany as a non-citizen involves more paperwork, more questions, and more language than most people expect. We guide the process from initial eligibility check through to completion — in English.

Included
Home Loan
Private Loan
04PRESERVE

Gold & Silver Investment

Gold and silver held for more than one year are tax-free gains in Germany. Most people don't know this. For expats looking to diversify wealth without equity market volatility, precious metals — structured correctly — are a practical option.

Included
Gold Investment (Tax Free)
Silver Investment (Tax Free)
05OPTIMISE

Tax Filing & Optimisation

Most employees in Germany don't have to file a tax return. Most should — because it usually means a refund. Deductions for commuting, home office, work equipment, double household, and supporting family abroad add up. We make sure you claim all of them.

Included
Annual Tax Filing
Tax Optimisation Strategy
Family Support Deductions
06BANK

Deutsche Bank Account Setup

Deutsche Bank account opening is free through our service. We handle the paperwork and translate the process into plain English so you walk away with a proper German bank account — the foundation for everything else you build here.

Included
Free Account Opening
Guided Setup
No Language Barrier

All products are offered through licensed German institutions. Arjun Parab is self-employed and licensed under §34d, §34f and §34i GewO by IHK Wiesbaden. Independent advice — not tied to any single product provider.

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Reply within two working days · Mon–Fri 09:00–18:00 CET

Your finances. Ingood hands.

Book a free 30-minute call. No preparation, no obligation — just an honest conversation about your finances in Germany.

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